Multi-Award Winning Travel Insurance

The best travel insurance policy is one which is able to cover you for the things that you want to be covered for, and may include cover for example, unexpected medical and hospital expenses, cancellation cover in case you're not able to go on your trip, cover for your luggage in case they're lost or stolen and also cover for travel delays.

Being able to customise your policy to the type of seniors holiday you're taking is also an important consideration when looking for the best travel insurance policy for your trip. That way, you're not paying for things that you don't want cover for!

For more information, refer to our Product Disclosure Statement (PDS).

You can buy your Travel Insurance up to 12 months before your Departure Date.

• For the Comprehensive, Standard Saver, Domestic Plus and Snow Sports Plus policies; the Trip Cancellation Expenses benefit for cancellation fees and lost deposits starts instantly when your policy is issued. It can be best to buy your policy as early as possible to cover you for Trip Cancellation Expenses should the unexpected occur before you start your trip.
• For the Frequent Traveller Saver policy, the Trip Cancellation Expenses benefit for cancellation fees and lost deposits starts on the date that you specify on your policy.

For more information, refer to our Product Disclosure Statement (PDS).

The value of insurance can certainly be worth it when you consider the cost is relatively small compared to the cost of your total holiday. Costs can easily be $100 000 AUD or more for an unexpected overseas hospital visit. These costs can easily escalate with extended hospital stays and when a medivac is required to bring you back to Australia. You can also travel with the knowledge that you have 24 hour support from the Emergency Assistance team if an emergency occurs.

For more information, refer to our Product Disclosure Statement (PDS).

You can buy it any time before or after you have booked flights, accommodation, cruises or tours. You can even book it right up until you are boarding a flight if you are a last-minute person or have forgotten to buy it earlier.

For more information, refer to our Product Disclosure Statement (PDS).

You can buy cancellation insurance after you have booked flights, accommodation, tours or cruises, and you can buy it right up until the departure date of your holiday. The earlier you buy a policy that covers cancellation, the longer you will be covered for any deposits or money you have paid for your trip.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).

The cost of travel insurance is calculated on your specific trip and considers a number of factors including but not limited to:

• Which countries you're travelling to
• The duration of your trip
• Your age today
• The type of activities you're planning on doing, like skiing
• Whether you're going on an ocean cruise
• How many people are travelling
• The type of policy you select
• The amount of the Excess

The best way to find out the cost of insurance is to get a quote and compare the price.

For more information, refer to our Product Disclosure Statement (PDS).

Whether you need insurance is a decision for yourself and should certainly be considered for anyone who cannot predict the future. It is designed to provide cover for unexpected and unforeseen circumstances such as stolen luggage or medical emergencies which you have no way of knowing if they will or won't happen.

For more information, refer to our Product Disclosure Statement (PDS).

Travel insurance is designed to cover you for unexpected events. Generally speaking, anything that has already happened prior to policy purchase (e.g. an already erupting Bali volcano causes flights to be cancelled) or is likely to happen (e.g. going to hospital for an existing medical condition not listed as covered on your policy) are things you cannot claim.

We do note that every traveller's situation is different. In the event of a claim, our friendly claims team will assess each situation on a case by case basis.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).