Travel Insurance for Europe

Travel Insurance for a Europe Insurance

When travelling overseas it’s always important to choose the right travel insurance for your specific destination.

If you’re travelling to the Europe, you should consider a policy that provides 24 hour emergency assistance as well as cover for what’s most important to you such as:

Emergency Medical & Hospital Expenses
Cancellation
Loss of Income
Luggage & Personal Effects
Theft of Cash
Travel Documents, Credit Cards & Travellers Cheques
Special Event Transport Expenses
Rental Vehicle Insurance Excess
Permanent Disability
Personal Liability
Accidental Death

Travel Insurance for a holiday in Europe

For a holiday in Europe with Fast Cover, simply select the countries which you will be visiting, to ensure you have cover for your holiday.

Also consider the type of holiday you’re taking and what activities are on your itinerary to ensure your travel insurance policy will provide cover for all of the fun things you want to do such as:

Visiting famous British icons like Big Ben or the Tower of London
Kissing the Blarney Stone for luck at Blarney Castle in Ireland
Taking the family to Euro Disneyland in Paris
Sailing along the Amalfi Coast or around the Greek and Ionian Islands
Marvelling at the spectacular Austrian or Swiss Alps
Exploring historic sites like the Colosseum in Italy or the Pantheon in Greece
Hiring a car or campervan for a self-driving tour around the ring road in Iceland
Visiting famous landmarks like St Basil’s Cathedral or the Kremlin in Moscow
Relaxing at a glamorous resort along the French Riviera
Searching for the elusive ‘Nessie’ at Loch Ness in Scotland
Hiking and trekking through the countryside on the Camino de Santiago trail
Enjoying a scenic wine or gourmet food tour in Tuscany
Cruising down the Rhine River in Germany or the Seine in France
Horse riding tours
Water sports like sailing, wind surfing, kayaking and fishing
Adventure sports like bungee jumping, tandem skydiving and quad biking^#

Fast Cover offers great value travel insurance options to suit all travellers heading to Europe.

Benefits of Fast Cover Europe travel insurance

24 Hour Emergency Assistance Helpline
Unlimited Overseas Emergency Medical & Hospital Expenses
Unlimited Cancellation Cover
Cover for Luggage & Personal Effects
Cover for 43 Pre-Existing Medical Conditions
Optional cover for scooter, moped and motorcycle riding
Optional Rental Vehicle Excess Insurance
Optional Cover for Adventure Sports & Activities
Kids covered FREE when travelling with an insured adult

See the table below for more benefits:

Medical Benefits	Basics	Domestic Plus	Standard Saver	Comprehensive	Snow Sports Plus	Frequent Traveller Saver
Overseas 24/7 Emergency Medical Assistance^ sub-limits:	Unlimited	–––	Unlimited	Unlimited	Unlimited	Unlimited
Funeral/cremation Overseas and/or bringing your remains home (per person)	$20,000		$20,000	$20,000	$20,000	$20,000
Overseas Emergency Medical & Hospital Expenses^	Unlimited	–––	Unlimited	Unlimited	Unlimited	Unlimited
Overseas Emergency Dental	$500	–––	$750	$1,000	$1,000	$1,000
Overseas Emergency Evacuation & Repatriation	Unlimited	–––	Unlimited	Unlimited	Unlimited	Unlimited
Overseas Hospital Cash Payment^ sub-limits:	–––	–––	–––	$5,000	$5,000	$5,000
Daily Limit (per person)				$50	$50	$50
Accidental Death Travellers Aged 80 to 89:	–––	$25,000 $20,000	–––	$25,000 $20,000	$25,000 $20,000	$25,000 $20,000
Accidental Death for travellers up to age 79		$25,000		$25,000	$25,000	$25,000
Accidental Death for travellers aged 80 - 89		$20,000		$20,000	$20,000	$20,000
Accidental Death of a Dependant (per Dependant)		$5,000		$5,000	$5,000	$5,000
Permanent Disability^ Travellers Aged 80 to 89:	–––	–––	–––	$50,000 $20,000	$50,000 $20,000	$25,000 $20,000
Permanent Disability for travellers up to age 79				$50,000	$50,000	$25,000
Permanent Disability for travellers aged 80 - 89				$20,000	$20,000	$20,000
Permanent Disability of a Dependant (per Dependant)				$5,000	$5,000	$5,000
Loss of Income^ sub-limits:	–––	–––	–––	$10,400	$10,400	$10,400
Weekly Limit (per person) - up to 26 weeks				$400	$400	$400

Financial Benefits	Basics	Domestic Plus	Standard Saver	Comprehensive	Snow Sports Plus	Frequent Traveller Saver
Trip Cancellation Expenses sub-limits:	–––	Unlimited	$25,000	Unlimited	Unlimited	Unlimited
Travel Agents Cancellation Fees		$1,500	$1,500	$1,500	$1,500	$1,500
Close Relatives that do not meet Close relative conditions		$2,000	$2,000	$2,000	$2,000	$2,000
Personal Liability	$1,000,000	$5,000,000	$2,500,000	$5,000,000	$5,000,000	$5,000,000
Trip Disruption Expenses sub-limits:	–––	$50,000	$30,000	$50,000	$50,000	$50,000
Close Relatives with a Pre-existing Medical Condition		$2,000	$2,000	$2,000	$2,000	$2,000
Trip Resumption Expenses	–––	$3,000	$2,000	$3,000	$3,000	$3,000
Luggage & Personal Effects sub-limits:	Optional	$7,500	$5,000	$15,000	$15,000	$15,000
Personal computers,video recorders or cameras (per item)	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000
Mobile phones (per item)	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500
Tablets (per item)	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000
All other unspecified items (per item)	$750	$750	$750	$750	$750	$750
Luggage and Personal Effects stolen from a Locked Storage Compartment of an unattended vehicle during daylight hours. We will pay up to $200 for each item and $2,000 in total for all stolen items.	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000
Passports, Credit Cards & Credit Card Fraud^	–––	–––	$2,000	$5,000	$5,000	$5,000
Special Event Transport Expenses	–––	$5,000	–––	$5,000	$5,000	$5,000
Rental Vehicle Excess sub-limits:	–––	$5,000	Optional	Optional	Optional	Optional
Return of Rental Vehicle		$500	$500	$500	$500	$500
Travel Delay Expenses sub-limits:	–––	$2,000	–––	$2,000	$2,000	$2,000
Daily Limit (per person) (we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay)		$200		$200	$200	$200
Delay of Luggage and Personal Effects^	–––	–––	–––	$750	$750	$750
Theft of Cash^	–––	–––	–––	$250	$250	$250

Snow Sports Benefits	Basics	Domestic Plus	Standard Saver	Comprehensive	Snow Sports Plus	Frequent Traveller Saver
Snow Sport Equipment	–––	$1,500	–––	–––	$1,500	–––
Snow Equipment Replacement Hire	–––	$1,500	–––	–––	$1,500	–––
Snow Prepaid Expenses	–––	$750	–––	–––	$750	–––
Snow Resort Closure sub-limits:	–––	$1,000	–––	–––	$1,000	–––
Daily Limit (per person)		$100			$100

COVID-19 Benefits	Basics	Domestic Plus	Standard Saver	Comprehensive	Snow Sports Plus	Frequent Traveller Saver
COVID-19 Overseas Emergency Medical, Hospital & Medical Evacuation Expenses	Unlimited	–––	Unlimited	Unlimited	Unlimited	Unlimited
Funeral/cremation Overseas and/or bringing your remains home (per person)	$20,000	–––	$20,000	$20,000	$20,000	$20,000
COVID-19 Trip Cancellation & Disruption	–––	$3,500	$3,000	$5,000	$5,000	$5,000

Please note: This is only a summary of benefits. Policy terms, conditions, limits, sub limits and exclusions apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Pooled Benefits mean that Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^Cover under these Benefits are excluded while travelling within Australia.

Top 10 tips for safe travel in Europe

Check Smartraveller.gov.au to make sure the regions you wish to visit are not listed as ‘Do not travel’.
Get a health check-up before you leave home.
Ask your doctor about vaccinations you may need for Europe. These may include DTP (Tetanus, Diphtheria and Pertussis), Hepatitis A and B, and Typhoid.
Make sure you pack suitable clothing for all weather conditions you may encounter.
Familiarise yourself with the local laws, culture and customs.
Check if you require a particular type of Visa for your trip.
Save the phone number and address of the nearest Australian consulate or embassy.
Keep both printed and digital copies of all your travel documents handy.
Register your Euro trip itinerary and contact details with Smartraveller.
Download the Smartraveller app to receive instant travel alerts and warnings.

Example Incidents^~

Tanya’s Travel Delays

Tanya was at the end of her holiday and about to fly home from Greece when she started feeling unwell. She visited a local doctor who recommended that she delay her flight home until she was fit enough to travel. Thankfully she had purchased Fast Cover travel insurance and was covered for the rearrangement of her flights and travel delay expenses at a total of over $2,000 AUD.

Carl's Cancellation Costs

Carl and his wife had planned and pre-paid for a trip to attend a 100-year birthday celebration and family reunion, followed by a homeward cruise from Southampton. Unfortunately, a few months before their departure, an unexpected medical diagnosis meant they were forced to cancel their holiday. Thankfully they had purchased travel insurance well in advance and were completely covered for their cancellation costs and lost deposits. After submitting a claim online and providing all the required documentation, they received a payment of over $10,000 AUD within the week.

Traveller Testimonials

Fast, Easy and Great Service

I took out a policy in October for a trip to Italy and the process couldn't have been easier. I spoke to the guys on the phone and asked them a few questions and they were very knowledgeable and professional. The site was easy to use and I managed to get a policy within a couple mins online.

Francis – Productreview.com.au

Easy to set up & easy to claim

We have used FAST COVER TRAVEL INSURANCE for at least five of our trips. Firstly I get info and quote on computer, then I ring, set up and pay for our policy. Amazing helpful staff who advise me of a better sometimes cheaper option. Just so easy . We always feel peace of mind when using FAST COVER.

Lynny – Productreview.com.au

Great company

My son broke his leg in Greece recently and Fast Cover were absolutely fabulous. I want to thank you so much for taking care of him so well. Greatly appreciated being so helpful and so prompt. I am telling all family and friends to take Fast cover out for their next holiday.

Trin – Productreview.com.au

5 steps to buying Fast Cover travel insurance for Europe

Select the countries which you'll be visiting in Europe and follow a few simple steps online for a FREE instant online quote.
Consider the benefits included in each policy.
Select the level of cover that’s right for your Euro trip.
Read the Product Disclosure Statement.
Consider the Financial Services Guide.

^#Adventure activities are only covered by this policy if you have paid the additional premium for the Adventure Pack.

^~Traveller details have been changed to protect their privacy. Claims examples are from Fast Cover travel insurance customers from 1 July 2013 to 30 June 2016.

Things you need to know

^* See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply.

^# Available with our Comprehensive policies only.

^** No cover is provided for pregnancy, childbirth or related complications unless it is a single, uncomplicated pregnancy up to and including 23 weeks. In any event we will not pay medical expenses for regular antenatal care, childbirth at any gestation or care of the newborn child. Complications mean any secondary diagnosis occurring prior to, during the course of, concurrent with, or as a result of the pregnancy, which may adversely affect the pregnancy outcome.

⁺ Statistics based on 'Travel by Australians' quarterly report for June 2013, 'Tourism Industry Facts & Figures at a Glance' September 2012, Cruise Industry Source Market Report: Australia 2013 and Fast Cover Customers.

² 5% saving is based on the cost of a Duo policy versus the cost of two single policies. Excess reduction discount based on excess reduction cost under a Duo policy versus cost under two single policies. Duo policies do not provide cover for any dependent children.

⁴ Price based on an 18 day Basics policy to South Pacific region for Single traveller aged 50 years old or younger with $200 excess.

⁶ Must be accompanied by a professional instructor or guide.