sub-limits:
Dubai Travel Insurance
When travelling overseas it’s always important to choose the right travel insurance for your specific destination.
If you’re travelling to Dubai, you should consider a policy that provides 24 hour emergency assistance as well as cover for what’s most important to you such as:
- Emergency Medical & Hospital Expenses
- Cancellation
- Loss of Income
- Luggage & Personal Effects
- Theft of Cash
- Travel Documents, Credit Cards & Travellers Cheques
- Travel Delay Expenses
- Special Event Transport Expenses
- Rental Vehicle Insurance Excess
- Permanent Disability
- Personal Liability
- Accidental Death
Travel Insurance for a holiday in Dubai
For a holiday in Dubai with Fast Cover, select the Worldwide Region which will provide you with cover for travel to the United Arab Emirates as well as Europe, Asia, Pacific, New Zealand and Domestic regions.
Also consider the type of holiday you’re taking and what activities are on your itinerary to ensure your travel insurance policy will provide cover for all of the fun things you want to do such as:
- Camel riding tours
- 4WD desert safari tours
- Sunset cruising on Dubai Creek
- Visiting the Burj Khalifa or Burj Al Arab
- Hitting the slopes at the Ski Dubai indoor skiing centre
- Exploring the Bastakia Quarter or “Old Town” to see traditional Dubai
- Shopping at the world-famous malls and festivals
- Teeing off at the ritzy Emirates Golf Club
- Sightseeing and exploring the souks and markets
- Water sports like sailing, windsurfing, kayaking and snorkelling
- Adventure sports like bungee jumping, tandem skydiving and desert quad biking#
Fast Cover offers great value travel insurance options to suit all travellers heading to Dubai and the United Arab Emirates.
Benefits of Fast Cover Dubai travel insurance
- 24 Hour Emergency Assistance
- Overseas Emergency Medical & Hospital Expenses
- Unlimited Cancellation Cover
- Optional Cover for motorcycle, moped or scooter riding
- Optional Cover for Adventure Sports & Activities
- Cover for Luggage & Personal Effects
- Cover for 43 Pre-Existing Medical Conditions
- Kids covered FREE when travelling with an insured adult
See the tables below for more benefits:
Medical Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
|
Overseas 24/7 Emergency Medical Assistance^ |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
|
Funeral/cremation Overseas and/or bringing your remains home (per person) |
$20,000 | $20,000 | $20,000 | $20,000 | $20,000 | |
|
Overseas Emergency Medical & Hospital Expenses^ |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
|
Overseas Emergency Dental |
$500 | ––– | $750 | $1,000 | $1,000 | $1,000 |
|
Overseas Emergency Evacuation & Repatriation |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
|
Overseas Hospital Cash Payment^ sub-limits: |
––– | ––– | ––– | $5,000 | $5,000 | $5,000 |
|
Daily Limit (per person) |
$50 | $50 | $50 | |||
|
Accidental Death Travellers Aged 80 to 89: |
––– | $25,000 $20,000 |
––– | $25,000 $20,000 |
$25,000 $20,000 |
$25,000 $20,000 |
|
Accidental Death for travellers up to age 79 |
$25,000 | $25,000 | $25,000 | $25,000 | ||
|
Accidental Death for travellers aged 80 - 89 |
$20,000 | $20,000 | $20,000 | $20,000 | ||
|
Accidental Death of a Dependant (per Dependant) |
$5,000 | $5,000 | $5,000 | $5,000 | ||
|
Permanent Disability^ Travellers Aged 80 to 89: |
––– | ––– | ––– | $50,000 $20,000 |
$50,000 $20,000 |
$25,000 $20,000 |
|
Permanent Disability for travellers up to age 79 |
$50,000 | $50,000 | $25,000 | |||
|
Permanent Disability for travellers aged 80 - 89 |
$20,000 | $20,000 | $20,000 | |||
|
Permanent Disability of a Dependant (per Dependant) |
$5,000 | $5,000 | $5,000 | |||
|
Loss of Income^ sub-limits: |
––– | ––– | ––– | $10,400 | $10,400 | $10,400 |
|
Weekly Limit (per person) - up to 26 weeks |
$400 | $400 | $400 |
Financial Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
|
Trip Cancellation Expenses sub-limits: |
––– | Unlimited | $25,000 | Unlimited | Unlimited | Unlimited |
|
Travel Agents Cancellation Fees |
$1,500 | $1,500 | $1,500 | $1,500 | $1,500 | |
|
Close Relatives that do not meet Close relative conditions |
$2,000 | $2,000 | $2,000 | $2,000 | $2,000 | |
|
Personal Liability |
$1,000,000 | $5,000,000 | $2,500,000 | $5,000,000 | $5,000,000 | $5,000,000 |
|
Trip Disruption Expenses sub-limits: |
––– | $50,000 | $30,000 | $50,000 | $50,000 | $50,000 |
|
Close Relatives with a Pre-existing Medical Condition |
$2,000 | $2,000 | $2,000 | $2,000 | $2,000 | |
|
Trip Resumption Expenses |
––– | $3,000 | $2,000 | $3,000 | $3,000 | $3,000 |
|
Luggage & Personal Effects sub-limits: |
Optional | $7,500 | $5,000 | $15,000 | $15,000 | $15,000 |
|
Personal computers,video recorders or cameras (per item) |
$3,000 | $3,000 | $3,000 | $3,000 | $3,000 | $3,000 |
|
Mobile phones (per item) |
$1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 |
|
Tablets (per item) |
$1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 |
|
All other unspecified items (per item) |
$750 | $750 | $750 | $750 | $750 | $750 |
|
Luggage and Personal Effects stolen from a Locked Storage Compartment of an unattended vehicle during daylight hours. We will pay up to $200 for each item and $2,000 in total for all stolen items. |
$2,000 | $2,000 | $2,000 | $2,000 | $2,000 | $2,000 |
|
Passports, Credit Cards & Credit Card Fraud^ |
––– | ––– | $2,000 | $5,000 | $5,000 | $5,000 |
|
Special Event Transport Expenses |
––– | $5,000 | ––– | $5,000 | $5,000 | $5,000 |
|
Rental Vehicle Excess sub-limits: |
––– | $5,000 | Optional | Optional | Optional | Optional |
|
Return of Rental Vehicle |
$500 | $500 | $500 | $500 | $500 | |
|
Travel Delay Expenses sub-limits: |
––– | $2,000 | ––– | $2,000 | $2,000 | $2,000 |
|
Daily Limit (per person) (we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay) |
$200 | $200 | $200 | $200 | ||
|
Delay of Luggage and Personal Effects^ |
––– | ––– | ––– | $750 | $750 | $750 |
|
Theft of Cash^ |
––– | ––– | ––– | $250 | $250 | $250 |
Snow Sports Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
|
Snow Sport Equipment |
––– | $1,500 | ––– | ––– | $1,500 | ––– |
|
Snow Equipment Replacement Hire |
––– | $1,500 | ––– | ––– | $1,500 | ––– |
|
Snow Prepaid Expenses |
––– | $750 | ––– | ––– | $750 | ––– |
|
Snow Resort Closure sub-limits: |
––– | $1,000 | ––– | ––– | $1,000 | ––– |
|
Daily Limit (per person) |
$100 | $100 |
COVID-19 Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
|
COVID-19 Overseas Emergency Medical, Hospital & Medical Evacuation Expenses |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
|
Funeral/cremation Overseas and/or bringing your remains home (per person) |
$20,000 | ––– | $20,000 | $20,000 | $20,000 | $20,000 |
|
COVID-19 Trip Cancellation & Disruption |
––– | $3,500 | $3,000 | $5,000 | $5,000 | $5,000 |
Please note: This is only a summary of benefits. Policy terms, conditions, limits, sub limits and exclusions apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Pooled Benefits mean that Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^Cover under these Benefits are excluded while travelling within Australia.
Top 10 tips for safe travel in Dubai
- Check Smartraveller.gov.au to make sure the regions you wish to visit are not listed as ‘Reconsider your need to travel’ or ‘Do not travel’.
- Get a health check-up before you leave home.
- Ask your doctor about vaccinations you may need for Dubai. These may include DTP (Tetanus, Diphtheria and Pertussis), Hepatitis A and B, and MMR (Measles, Mumps and Rubella).
- Ask your doctor about preventative anti-Malarial medication which is endemic to Africa and parts of the Middle East.
- Familiarise yourself with the local laws, culture and customs.
- Check if you require a particular type of Visa for your trip.
- Save the phone number and address of the nearest Australian consulate or embassy.
- Keep both printed and digital copies of all your travel documents handy.
- Register your Dubai trip itinerary and contact details with Smartraveller.
- Download the Smartraveller app to receive instant travel alerts and warnings.
Example Incidents~
| Harry’s Holiday Heartache
Harry and his wife flew into the United Arab Emirates after disembarking from a cruise in Copenhagen. Harry had been feeling unwell and needed to visit the doctor four times during the cruise. In Dubai he suffered a heart attack and was admitted to hospital for emergency medical treatment. As he had no history of heart disease, his Fast Cover policy paid for the medical expenses as well as their rescheduled flights, accommodation and related additional expenses at a total cost of over $21,000 AUD. |
| Marge’s Medical Expenses
Marge visited a doctor in Dubai after her flight, suffering from pain and swelling in her thighs. She was sent for an ultrasound which revealed a superficial blood clot in her upper leg. As it was not related to a pre-existing condition, her Fast Cover policy covered the $1,300 AUD medical bill. |
Traveller Testimonials
|
Impressed The insurance was easy to purchase online while easily able to compare different policies which were also reasonably priced. In addition, there were options of the excess you wish to pay should you need to make a claim. I was pleasantly surprised and impressed. I will purchase with them again for sure. Aimee – Productreview.com.au |
|
Online Insurance Easy online insurance that only took a few minutes. A great price with value. Peace of mind at an affordable price. Julia – Compare Travel Insurance |
|
Quick & Easy Website was simple and user friendly. The information was well displayed and easy to understand. The purchase process was really quick and hassle free. I was very satisfied with the whole process and the product in general. Justine – Compare Travel Insurance |
5 steps to buying Fast Cover travel insurance for Dubai
- Select the Worldwide Region and follow a few simple steps online for a FREE instant quote.
- Consider the benefits included in each policy.
- Select the level of cover that’s right for your trip to Dubai.
- Read the Product Disclosure Statement.
- Consider the Financial Services Guide.
Ready to get a quote?
#Adventure activities are only covered by this policy if you have paid the additional premium for the Adventure Pack.
~Traveller details have been changed to protect their privacy. Claims examples are from Fast Cover travel insurance customers from 1 July 2013 to 30 June 2016.
Dubai Travel Insurance Related Articles
Things you need to know
^ Price as at 27/10/2024 compared to the price calculated today for this policy.
* See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply.