sub-limits:
Activities and sports
Covered Sports and Activities
We can provide cover for the activities listed below - some are automatically covered, while some require you to add on a specific pack or to select the activity when you purchase your policy.
Depending on the activity that you're planning on doing, you may need to add or choose more than one pack and/or activity type for your travel insurance policy.
It's possible that if what you wish to do isn't on the list, or you don't purchase the appropriate pack or policy type, then there's no cover for that activity.
If you're unsure or want to discuss yout options, contact our Customer Service team on 1300 409 322.
Automatically covered
Activity requires the Adventure Pack
Activity requires Cruise cover
Activity requires the Snow Sports Plus policy
Activity requires the Motorcycle Pack
The rental vehicle insurance excess on your rental vehicle insurance policy can be covered if you add the Rental Vehicle Insurance Excess benefit to your policy.
Abseiling
Animal conservation and handling
Under appropriate supervision
Under appropriate supervision
Aqua zorbing
Automatically covered
Archery
Automatically covered
Ballooning
With a regulated and licensed operator
With a regulated and licensed operator
Automatically covered
Battle Re-enactment
Not with firearms
Not with firearms
Bicycling, recreational mountain biking and bicycle tours with a licensed tour operator
But not racing, motor cross, BMX, cross country or downhill mountain biking
But not racing, motor cross, BMX, cross country or downhill mountain biking
Automatically covered
Boxing
Basic training only, no sparring, no competition
Basic training only, no sparring, no competition
Bungee jumping or canyon swinging
Automatically covered
Camel, donkey or elephant riding
Under appropriate supervision
Under appropriate supervision
Automatically covered
Cave/river tubing
Caving/potholing
Contact sports
Basketball, rugby, Australian Rules football, American football, dodgeball, field hockey, water polo, hurling, Gaelic football, lacrosse, roller derby, and squash.
Basketball, rugby, Australian Rules football, American football, dodgeball, field hockey, water polo, hurling, Gaelic football, lacrosse, roller derby, and squash.
Cruise: on cruise ship in Australia, New Zealand or South Pacific regions for 1 or more nights
Cruise: on cruise ship within Asia, Europe or Worldwide regions for 4 nights or more
Cruise: on the river; with no overnight stay; for 3 nights or less within Asia, Europe or Worldwide regions
Automatically covered
Dancing
Automatically covered
Deep sea fishing
With a licensed commercial operator up to 15 nautical miles off any land mass (for 1 or more overnight stays in Australia or 4 or more nights overseas on a cruise ship, you must specify cruise cover).
With a licensed commercial operator up to 15 nautical miles off any land mass (for 1 or more overnight stays in Australia or 4 or more nights overseas on a cruise ship, you must specify cruise cover).
If not taking a cruise
& If also on cruise ship
& If also on cruise ship
Diving underwater using an artificial breathing apparatus at a depth no greater than 10 metres
You must hold an open water diving licence recognised in Australia or dive with an instructor licensed for these activities; (for 1 or more overnight stays in Australia or 4 or more nights overseas on a cruise ship, you must specify cruise cover).
You must hold an open water diving licence recognised in Australia or dive with an instructor licensed for these activities; (for 1 or more overnight stays in Australia or 4 or more nights overseas on a cruise ship, you must specify cruise cover).
Automatically covered if not taking a cruise
If also on cruise ship
If also on cruise ship
Diving underwater using an artificial breathing apparatus at a depth no greater than 30 metres
You must hold an open water diving licence recognised in Australia or dive with an instructor licensed for these activities; (for 1 or more overnight stays in Australia or 4 or more nights overseas on a cruise ship, you must specify cruise cover).
You must hold an open water diving licence recognised in Australia or dive with an instructor licensed for these activities; (for 1 or more overnight stays in Australia or 4 or more nights overseas on a cruise ship, you must specify cruise cover).
If not taking a cruise
& If also on cruise ship
& If also on cruise ship
Dog sledding
Automatically covered
Expeditions to or on the Kokoda Track/Trail
Fishing
On land or within 2 nautical miles of a land mass.
On land or within 2 nautical miles of a land mass.
Automatically covered
Flying fox/zip lining
Golf
Automatically covered
Go-karting
Automatically covered
Gym activities
But not powerlifting.
But not powerlifting.
Automatically covered
Gymnastics
But not competitions.
But not competitions.
Automatically covered
Hiking, trekking or tramping peaking at altitudes below 3,000 metres, where specialist climbing equipment is NOT required.
Expeditions to or on the Kokoda Track/Trail are not covered. Choose the Adventure Pack option for higher altitudes and Kokoda expeditions.
Expeditions to or on the Kokoda Track/Trail are not covered. Choose the Adventure Pack option for higher altitudes and Kokoda expeditions.
Automatically covered
Hiking, trekking or tramping peaking at altitudes between 3,000 metres up to 6,000 metres (not higher) but only where specialist climbing equipment is NOT required.
Hire/rental car
Rental vehicle insurance excess cover only
Rental vehicle insurance excess cover only
Horse riding
But not competitions, equestrian events, steeple chasing, jumping, or polo.
But not competitions, equestrian events, steeple chasing, jumping, or polo.
Automatically covered
Ice skating on a rink
But not including competitive skating, racing, speed skating, and tour skating.
But not including competitive skating, racing, speed skating, and tour skating.
Automatically covered
Indoor rock climbing
Under appropriate supervision.
Under appropriate supervision.
Automatically covered
Jet boating
Must be with a licensed operator, no competition or racing, no stunts or jumping off ramps.
Must be with a licensed operator, no competition or racing, no stunts or jumping off ramps.
Automatically covered
Leisure activities
Meaning any activities involving minimal physical exertion that is undertaken for relaxation or pleasure. For example, sight-seeing, picnics, photography and museum or art gallery visits.
Meaning any activities involving minimal physical exertion that is undertaken for relaxation or pleasure. For example, sight-seeing, picnics, photography and museum or art gallery visits.
Automatically covered
Martial arts
Basic training only, no sparring, no competition.
Basic training only, no sparring, no competition.
Moped or scooter riding
You must wear a helmet; you must hold a current Australian Driver's Licence (Provisional or higher) and a licence valid for the country you are riding in and the engine displacement must be no greater than 50cc.
You must wear a helmet; you must hold a current Australian Driver's Licence (Provisional or higher) and a licence valid for the country you are riding in and the engine displacement must be no greater than 50cc.
Motorcycle riding - rider
- You must wear a helmet.
- If you are the rider of a motorcycle, moped or scooter with an engine capacity of 50cc or less you must hold a current Australian Driver's Licence (Provisional or higher) and a licence valid for the country that you are riding in.
- If you are the rider of a motorcycle, moped or scooter with an engine capacity greater than 50cc you must hold a current Australian Motorcycle Licence (Provisional or higher) valid for the same class of motorcycle, regardless of the local laws and a licence valid for the country that you are riding in.
- If you hold a Provisional Australian Driver's or Motorcycle Licence you must comply with the restrictions of this type of license, regardless of the local laws.
Motorcycle riding - passenger
- You must wear a helmet.
- If you are the passenger on a motorcycle, moped or scooter the person in control must hold a current licence (Provisional or higher) valid for the same class of motorcycle, moped or scooter that is valid for the country that you are riding in.
Orienteering
Automatically covered
Outdoor rock climbing
Only with a licensed commercial operator and ropes and appropriate safety gear but not free solo climbing.
Only with a licensed commercial operator and ropes and appropriate safety gear but not free solo climbing.
Paintball
With eye protection.
With eye protection.
Automatically covered
Quad biking & recreational all-terrain vehicles
Only single rider and no jumping, racing or competition.
Only single rider and no jumping, racing or competition.
Racing on foot for distances up to and including full marathon (42.2 kilometres or 26.2 miles)
Automatically covered
Racquet and ball sports not involving physical contact: badminton, baseball, bowling, bowls, cricket, croquet, golf, netball, oz tag, snooker, soccer, softball, table tennis, tennis, touch football, volleyball.
Automatically covered
Rafting, or kayaking or canoeing in rivers or rapids graded I, II or III under the International Scale of River Difficulty, or lakes or canals.
Choose the Adventure Pack option for rivers or rapids graded IV or V under the International Scale of River Difficulty.
Choose the Adventure Pack option for rivers or rapids graded IV or V under the International Scale of River Difficulty.
Automatically covered
Rafting or kayaking in rivers or rapids graded IV or V under the International Scale of River Difficulty
But no competition or racing.
But no competition or racing.
Safari
Under appropriate supervision, but not hunting.
Under appropriate supervision, but not hunting.
Automatically covered
Sailing up to 10 nautical miles off any land mass
Automatically covered
Sailing from 10 nautical miles up to 15 nautical miles off any land mass
But not competition or racing.
But not competition or racing.
Sandboarding
Segway tours
Shark cage diving
Subject to diving restrictions listed above.
Subject to diving restrictions listed above.
Automatically covered
Shooting fixed targets
Only at a licensed commercially operated shooting range.
Only at a licensed commercially operated shooting range.
Automatically covered
Shooting moving targets
Such as clay pigeons, only at a licensed commercially operated shooting range (not including any live targets, game hunting or safaris).
Such as clay pigeons, only at a licensed commercially operated shooting range (not including any live targets, game hunting or safaris).
Skateboarding, roller skating, inline skating
But not including vert skating or acrobatics.
But not including vert skating or acrobatics.
Automatically covered
Snorkelling
Automatically covered
Snow sports
- Recreational skiing and snowboarding
- Big foot skiing and snowboarding
- Cross-country skiing and snowboarding (along a designated cross-country ski route only)
- Ice hockey (not competitive)
- Ice skating
- Lugeing (on ice provided by a commercial operator and available to the general public only)
- Mono skiing
- Snowmobiling
- Snowshoeing
- Terrain park skiing and snowboarding (areas available to the general public only)
- Tobogganing
But not including racing, acrobatics, jumping, aerial, stunting or freestyle.
Snow sports which must be done with a professional snow sports instructor:
- Off-piste skiing or snowboarding
- Backcountry skiing and snowboarding
- Cat skiing and snowboarding
- Glacier skiing and snowboarding
- Heli-skiing and snowboarding (provided by a commercial operator and available to the general public only)
But not including racing, acrobatics, jumping, aerial, stunting or freestyle.
Surface water activities
Other than sailing - Up to 2 nautical miles off any land mass.
Other than sailing - Up to 2 nautical miles off any land mass.
Automatically covered
Tandem parachuting, tandem sky diving, tandem hang gliding, tandem gliding and tandem paragliding
You must be in tandem with an instructor licensed for these activities.
You must be in tandem with an instructor licensed for these activities.
Track and field athletics
Automatically covered
Ultimate frisbee
Automatically covered
Water polo
Automatically covered
Water skiing, wakeboarding & tubing
Must be with a licensed operator, no competition or racing, no stunts or jumping off ramps.
Must be with a licensed operator, no competition or racing, no stunts or jumping off ramps.
Weight lifting and body building
Automatically covered
Applies to:
Comprehensive
Standard Saver
Basics
Snow Sports Plus
Domestic Plus
Frequent Traveller Saver
Motorcycles & Mopeds
Need cover for riding a motorcycle, moped or scooter? Add the Motorcycle Pack to your policy.
For motorcycles, you’ll need a current Australian motorcycle licence, but there’s no limit on the engine size. If you’re riding mopeds and scooters, provided the engine capacity is 50cc or under, a current Australian drivers licence will be fine.
Whatever you’re riding, you also still need to adhere to the licensing requirements for the country you're travelling in.
Applies to:
Comprehensive
Standard Saver
Basics
Snow Sports Plus
Frequent Traveller Saver
Cruising the Oceans
It’s one of our most popular holiday options, but can also be one of our most expensive if you get sick or injured. Whether you’re just cruising our local waters or checking out the polar bears in Alaska, if you have a cruise policy and have a life threatening emergency, we’ll help you get back to shore ASAP.
Applies to:
Comprehensive
Standard Saver
Basics
Snow Sports Plus
Frequent Traveller Saver
Skiing & Snowboarding Overseas
Snow sports are exciting and fun, but come with their own risks. So if you’re planning on going overseas to ski, choosing our Snow Sports Plus policy will provide additional cover for:
- Snow specific Emergency Medical Assistance
- Snow specific Emergency Medical and Hospital Expenses
- Your Snow sport equipment
- The cost of your prepaid passes, equipment hire and lessons if you get injured or sick
- Snow resort closure, bad weather or avalanche
Applies to:
Snow Sports Plus
Skiing & Snowboarding in Australia
Go skiing in Australia and our Domestic travel insurance policy includes cover for:
- Your Snow sport equipment
- The cost of your prepaid passes, equipment hire and lessons pack if you get injured or sick
- Snow resort closure, bad weather or avalanche
Applies to:
Domestic Plus
Trekking to 3,000 metres
If you’re going walking, hiking, trekking or tramping and don’t need specialist climbing equipment, our policies will cover you for those activities.
Applies to:
Comprehensive
Standard Saver
Basics
Snow Sports Plus
Domestic Plus
Frequent Traveller Saver
Trekking to 6,000 metres
Get our Adventure pack if you’re doing a more specialised trek up to a maximum of 6,000 m and don’t need specialist climbing equipment, or going on the Kokoda trail.
Applies to:
Comprehensive
Standard Saver
Snow Sports Plus
Domestic Plus
Frequent Traveller Saver
Running & Playing sport
As long as you’re not playing and competing professionally, you’re covered under our policies.
You are covered for:
- Racing on foot for distances up to and including full marathon (42.2 km)
- Track and Field athletics
- Racquet and ball sports not involving physical contact
Applies to:
Comprehensive
Standard Saver
Basics
Snow Sports Plus
Domestic Plus
Frequent Traveller Saver
Contact Sports
If you're doing contact sports (including any form of rugby, Australian Rules football or American football), just get our special Adventure pack added onto your policy, and you'll be right to go.
Applies to:
Comprehensive
Standard Saver
Snow Sports Plus
Domestic Plus
Frequent Traveller Saver
Scuba Diving to 10 metres
As long as you dive to a depth no greater than 10 metres and you have an open water diving licence recognised in Australia or dive with a licensed instructor, you’re good to go.
Applies to:
Comprehensive
Standard Saver
Basics
Snow Sports Plus
Domestic Plus
Frequent Traveller Saver
Scuba Diving to 30 metres
If you plan to dive up to a maximum depth of 30 metres, our Adventure pack will make sure that if you get in a bit of trouble, you can get the help you need.
Applies to:
Comprehensive
Standard Saver
Snow Sports Plus
Domestic Plus
Frequent Traveller Saver
Medical Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
|
Overseas 24/7 Emergency Medical Assistance^ |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
|
Funeral/cremation Overseas and/or bringing your remains home (per person) |
$20,000 | $20,000 | $20,000 | $20,000 | $20,000 | |
|
Overseas Emergency Medical & Hospital Expenses^ |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
|
Overseas Emergency Dental |
$500 | ––– | $750 | $1,000 | $1,000 | $1,000 |
|
Overseas Emergency Evacuation & Repatriation |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
|
Overseas Hospital Cash Payment^ sub-limits: |
––– | ––– | ––– | $5,000 | $5,000 | $5,000 |
|
Daily Limit (per person) |
$50 | $50 | $50 | |||
|
Accidental Death Travellers Aged 80 to 89: |
––– | $25,000 $20,000 |
––– | $25,000 $20,000 |
$25,000 $20,000 |
$25,000 $20,000 |
|
Accidental Death for travellers up to age 79 |
$25,000 | $25,000 | $25,000 | $25,000 | ||
|
Accidental Death for travellers aged 80 - 89 |
$20,000 | $20,000 | $20,000 | $20,000 | ||
|
Accidental Death of a Dependant (per Dependant) |
$5,000 | $5,000 | $5,000 | $5,000 | ||
|
Permanent Disability^ Travellers Aged 80 to 89: |
––– | ––– | ––– | $50,000 $20,000 |
$50,000 $20,000 |
$25,000 $20,000 |
|
Permanent Disability for travellers up to age 79 |
$50,000 | $50,000 | $25,000 | |||
|
Permanent Disability for travellers aged 80 - 89 |
$20,000 | $20,000 | $20,000 | |||
|
Permanent Disability of a Dependant (per Dependant) |
$5,000 | $5,000 | $5,000 | |||
|
Loss of Income^ sub-limits: |
––– | ––– | ––– | $10,400 | $10,400 | $10,400 |
|
Weekly Limit (per person) - up to 26 weeks |
$400 | $400 | $400 |
Financial Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
|
Trip Cancellation Expenses sub-limits: |
––– | Unlimited | $25,000 | Unlimited | Unlimited | Unlimited |
|
Travel Agents Cancellation Fees |
$1,500 | $1,500 | $1,500 | $1,500 | $1,500 | |
|
Close Relatives that do not meet Close relative conditions |
$2,000 | $2,000 | $2,000 | $2,000 | $2,000 | |
|
Personal Liability |
$1,000,000 | $5,000,000 | $2,500,000 | $5,000,000 | $5,000,000 | $5,000,000 |
|
Trip Disruption Expenses sub-limits: |
––– | $50,000 | $30,000 | $50,000 | $50,000 | $50,000 |
|
Close Relatives with a Pre-existing Medical Condition |
$2,000 | $2,000 | $2,000 | $2,000 | $2,000 | |
|
Trip Resumption Expenses |
––– | $3,000 | $2,000 | $3,000 | $3,000 | $3,000 |
|
Luggage & Personal Effects sub-limits: |
Optional | $7,500 | $5,000 | $15,000 | $15,000 | $15,000 |
|
Personal computers,video recorders or cameras (per item) |
$3,000 | $3,000 | $3,000 | $3,000 | $3,000 | $3,000 |
|
Mobile phones (per item) |
$1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 |
|
Tablets (per item) |
$1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 |
|
All other unspecified items (per item) |
$750 | $750 | $750 | $750 | $750 | $750 |
|
Luggage and Personal Effects stolen from a Locked Storage Compartment of an unattended vehicle during daylight hours. We will pay up to $200 for each item and $2,000 in total for all stolen items. |
$2,000 | $2,000 | $2,000 | $2,000 | $2,000 | $2,000 |
|
Passports, Credit Cards & Credit Card Fraud^ |
––– | ––– | $2,000 | $5,000 | $5,000 | $5,000 |
|
Special Event Transport Expenses |
––– | $5,000 | ––– | $5,000 | $5,000 | $5,000 |
|
Rental Vehicle Excess sub-limits: |
––– | $5,000 | Optional | Optional | Optional | Optional |
|
Return of Rental Vehicle |
$500 | $500 | $500 | $500 | $500 | |
|
Travel Delay Expenses sub-limits: |
––– | $2,000 | ––– | $2,000 | $2,000 | $2,000 |
|
Daily Limit (per person) (we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay) |
$200 | $200 | $200 | $200 | ||
|
Delay of Luggage and Personal Effects^ |
––– | ––– | ––– | $750 | $750 | $750 |
|
Theft of Cash^ |
––– | ––– | ––– | $250 | $250 | $250 |
Snow Sports Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
|
Snow Sport Equipment |
––– | $1,500 | ––– | ––– | $1,500 | ––– |
|
Snow Equipment Replacement Hire |
––– | $1,500 | ––– | ––– | $1,500 | ––– |
|
Snow Prepaid Expenses |
––– | $750 | ––– | ––– | $750 | ––– |
|
Snow Resort Closure sub-limits: |
––– | $1,000 | ––– | ––– | $1,000 | ––– |
|
Daily Limit (per person) |
$100 | $100 |
COVID-19 Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
|
COVID-19 Overseas Emergency Medical, Hospital & Medical Evacuation Expenses |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
|
Funeral/cremation Overseas and/or bringing your remains home (per person) |
$20,000 | ––– | $20,000 | $20,000 | $20,000 | $20,000 |
|
COVID-19 Trip Cancellation & Disruption |
––– | $3,500 | $3,000 | $5,000 | $5,000 | $5,000 |
Please note: This is only a summary of benefits. Policy terms, conditions, limits, sub limits and exclusions apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Pooled Benefits mean that Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^Cover under these Benefits are excluded while travelling within Australia.
Medical Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
|
Overseas 24/7 Emergency Medical Assistance^ sub-limits: |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
|
Funeral/cremation Overseas and/or bringing your remains home (per person) |
$20,000 | $20,000 | $20,000 | $20,000 | $20,000 | |
|
Overseas Emergency Medical & Hospital Expenses^ |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
|
Overseas Emergency Dental |
$500 | ––– | $750 | $1,000 | $1,000 | $1,000 |
|
Overseas Emergency Evacuation & Repatriation |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
|
Overseas Hospital Cash Payment^ sub-limits: |
––– | ––– | ––– | $5,000 | $5,000 | $5,000 |
|
Daily Limit (per person) |
$50 | $50 | $50 | |||
|
Accidental Death Travellers Aged 80 to 89: |
––– | $25,000 $20,000 |
––– | $25,000 $20,000 |
$25,000 $20,000 |
$25,000 $20,000 |
|
Accidental Death for travellers up to age 79 |
$25,000 | $25,000 | $25,000 | $25,000 | ||
|
Accidental Death for travellers aged 80 - 89 |
$20,000 | $20,000 | $20,000 | $20,000 | ||
|
Accidental Death of a Dependant (per Dependant) |
$5,000 | $5,000 | $5,000 | $5,000 | ||
|
Permanent Disability^ Travellers Aged 80 to 89: |
––– | ––– | ––– | $50,000 $20,000 |
$50,000 $20,000 |
$25,000 $20,000 |
|
Permanent Disability for travellers up to age 79 |
$50,000 | $50,000 | $25,000 | |||
|
Permanent Disability for travellers aged 80 - 89 |
$20,000 | $20,000 | $20,000 | |||
|
Permanent Disability of a Dependant (per Dependant) |
$5,000 | $5,000 | $5,000 | |||
|
Loss of Income^ sub-limits: |
––– | ––– | ––– | $10,400 | $10,400 | $10,400 |
|
Weekly Limit (per person) - up to 26 weeks |
$400 | $400 | $400 |
Financial Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
|
Trip Cancellation Expenses sub-limits: |
––– | Unlimited | $25,000 | Unlimited | Unlimited | Unlimited |
|
Travel Agents Cancellation Fees |
$1,500 | $1,500 | $1,500 | $1,500 | $1,500 | |
|
Close Relatives that do not meet Close relative conditions |
$2,000 | $2,000 | $2,000 | $2,000 | $2,000 | |
|
Personal Liability |
$1,000,000 | $5,000,000 | $2,500,000 | $5,000,000 | $5,000,000 | $5,000,000 |
|
Trip Disruption Expenses sub-limits: |
––– | $50,000 | $30,000 | $50,000 | $50,000 | $50,000 |
|
Close Relatives with a Pre-existing Medical Condition |
$2,000 | $2,000 | $2,000 | $2,000 | $2,000 | |
|
Trip Resumption Expenses |
––– | $3,000 | $2,000 | $3,000 | $3,000 | $3,000 |
|
Luggage & Personal Effects sub-limits: |
Optional | $7,500 | $5,000 | $15,000 | $15,000 | $15,000 |
|
Personal computers,video recorders or cameras (per item) |
$3,000 | $3,000 | $3,000 | $3,000 | $3,000 | $3,000 |
|
Mobile phones (per item) |
$1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 |
|
Tablets (per item) |
$1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 |
|
All other unspecified items (per item) |
$750 | $750 | $750 | $750 | $750 | $750 |
|
Luggage and Personal Effects stolen from a Locked Storage Compartment of an unattended vehicle during daylight hours. We will pay up to $200 for each item and $2,000 in total for all stolen items. |
$2,000 | $2,000 | $2,000 | $2,000 | $2,000 | $2,000 |
|
Passports, Credit Cards & Credit Card Fraud^ |
––– | ––– | $2,000 | $5,000 | $5,000 | $5,000 |
|
Special Event Transport Expenses |
––– | $5,000 | ––– | $5,000 | $5,000 | $5,000 |
|
Rental Vehicle Excess sub-limits: |
––– | $5,000 | Optional | Optional | Optional | Optional |
|
Return of Rental Vehicle |
$500 | $500 | $500 | $500 | $500 | |
|
Travel Delay Expenses sub-limits: |
––– | $2,000 | ––– | $2,000 | $2,000 | $2,000 |
|
Daily Limit (per person) (we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay) |
$200 | $200 | $200 | $200 | ||
|
Delay of Luggage and Personal Effects^ |
––– | ––– | ––– | $750 | $750 | $750 |
|
Theft of Cash^ |
––– | ––– | ––– | $250 | $250 | $250 |
Snow Sports Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
|
Snow Sport Equipment |
––– | $1,500 | ––– | ––– | $1,500 | ––– |
|
Snow Equipment Replacement Hire |
––– | $1,500 | ––– | ––– | $1,500 | ––– |
|
Snow Prepaid Expenses |
––– | $750 | ––– | ––– | $750 | ––– |
|
Snow Resort Closure sub-limits: |
––– | $1,000 | ––– | ––– | $1,000 | ––– |
|
Daily Limit (per person) |
$100 | $100 |
COVID-19 Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
|
COVID-19 Overseas Emergency Medical, Hospital & Medical Evacuation Expenses |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
|
Funeral/cremation Overseas and/or bringing your remains home (per person) |
$20,000 | ––– | $20,000 | $20,000 | $20,000 | $20,000 |
|
COVID-19 Trip Cancellation & Disruption |
––– | $3,500 | $3,000 | $5,000 | $5,000 | $5,000 |
Please note: This is only a summary of benefits. Policy terms, conditions, limits, sub limits and exclusions apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Pooled Benefits mean that Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^Cover under these Benefits are excluded while travelling within Australia.
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Things you need to know
^ Price as at 27/10/2024 compared to the price calculated today for this policy.
* See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply.